FAST & EASY CREDIT APPROVAL
CREDIT ACCEPTANCE ADVANTAGES
- Nearly 50 years in the subprime indirect auto lending industry
- Approvals in 30 seconds on new and used cars to every customer, every time
- 100% non-recourse financing with no look-to-book
- Fixed, unemployment, self-employment, or temporary income
- Multiple open autos on bureau
- Open Bankruptcy Chapter 7
- Open Bankruptcy Chapter 13 with court/trustee approval
- First-time buyers and more!
When we go head-to-head with our competitors in the same store,
on average we get more deals per dealer.
| Credit Acceptance | Industry Standards | |
| Monthly
deals per dealer when in the same store as a competitor - Jan-Dec 2018* ** | 5 | 3 |
| Funding Time*** | <24 hours | >24 hours |
| Pre-Approve Stips Option | Yes | No |
| Cash Income | Yes | No |
| Job Offer Letter | Yes | No |
| Bank Statements for Self-Employed, Fixed and Rental Income | 2 months | 3 months |
| Minimum Credit File Requirements | No | Yes |
| References Required | No | 3+ |
| Minimum Job Time for 2nd and Temporary Income | No | 6 Months |
| Proof of Phone Required | No | Yes |
| eContracting | Yes | No |
* Information is for 2018, Experian Automotive, 300-651 Vantage 3 score, used vehicles only, both franchise andindependent dealership types, nationwide, which is only inclusive of states where dealer level details are available.
** Data is the split of subprime volume between Credit Acceptance and the competitor when in the same store.
*** Funding time is based on submission and approval of all funding documents.
The only finance company you can't afford to live without!
Contact
Courtesy Auto & Truck Center Inc.
103 East Hill Street
Thorp, WI 54771
- Sales: (888) 460-8256
- Service: (715) 669-5519
- Parts: (715) 669-5519
Hours
- Monday 8:00 AM - 5:30 PM
- Tuesday 8:00 AM - 5:30 PM
- Wednesday 8:00 AM - 5:30 PM
- Thursday 8:00 AM - 5:30 PM
- Friday 8:00 AM - 5:30 PM
- Saturday 8:00 AM - 12:00 PM
- Sunday Closed
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