Credit Approval Program

CREDIT ACCEPTANCE ADVANTAGES

  • Nearly 50 years in the subprime indirect auto lending industry
  • Approvals in 30 seconds on new and used cars to every customer, every time
  • 100% non-recourse financing with no look-to-book
  • Fixed, unemployment, self-employment, or temporary income
  • Multiple open autos on bureau
  • Open Bankruptcy Chapter 7
  • Open Bankruptcy Chapter 13 with court/trustee approval
  • First-time buyers and more!

When we go head-to-head with our competitors in the same store,
on average we get more deals per dealer.

Credit AcceptanceIndustry Standards
Monthly deals per dealer when in the same store
as a competitor - Jan-Dec 2018* **
53
Funding Time***<24 hours>24 hours
Pre-Approve Stips OptionYesNo
Cash IncomeYesNo
Job Offer LetterYesNo
Bank Statements for Self-Employed, Fixed and Rental Income2 months3 months
Minimum Credit File RequirementsNoYes
References RequiredNo3+
Minimum Job Time for 2nd and Temporary IncomeNo6 Months
Proof of Phone RequiredNoYes
eContractingYesNo

* Information is for 2018, Experian Automotive, 300-651 Vantage 3 score, used vehicles only, both franchise andindependent dealership types, nationwide, which is only inclusive of states where dealer level details are available.
** Data is the split of subprime volume between Credit Acceptance and the competitor when in the same store.
*** Funding time is based on submission and approval of all funding documents.

The only finance company you can't afford to live without!

Contact

Courtesy Auto & Truck Center Inc.

103 East Hill Street
Directions Thorp, WI 54771

  • Sales: (888) 460-8256
  • Service: (715) 669-5519
  • Parts: (715) 669-5519

Hours

  • Monday 8:00 AM - 5:30 PM
  • Tuesday 8:00 AM - 5:30 PM
  • Wednesday 8:00 AM - 5:30 PM
  • Thursday 8:00 AM - 5:30 PM
  • Friday 8:00 AM - 5:30 PM
  • Saturday 8:00 AM - 12:00 PM
  • Sunday Closed
  1. Courtesy Auto & Truck Center Inc.

    103 East Hill Street
    Thorp, WI 54771

    • Sales: (888) 460-8256
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